Mortgage Loan Programs

At Ladd Financial our goal is to leave our customers incredibly satisfied. It is our mission is to exceed your expectations and earn the privilege of being the company that you recommend to your family and friends.

Are you self employed? We have programs to accommodate the fact that your tax returns may not show your full income due to legal deductions and the like.

Have no down payment? We may be able to help you buy a house with no money down. Good credit is required for these programs and generally these loans are available up to $500,000.00

Have a great rate on your first mortgage but need to borrow more money?
We can help you get a home equity line of credit. Additionally, some of these credit lines have rates less than prime and some have no upfront costs what so ever.

Do you have a lot of equity in your home but less than perfect credit?
Would you like to borrow more money, but lack the income to repay it? If you are over 62, you should consider a reverse mortgage – the bank pays you… every month!

Building your dream home? Adding onto to your current home? We can help you with either a construction loan or by cashing out on your current home with a new first or second mortgage.

Found your dream house but the payments just seem too steep? You may be moving in sooner than you think! Consider the benefits (and the payments) of an interest only loan.

These are only a few of the products we have to help you with at Ladd. Give us a call and we’ll show you how to make your money more productive!!!

Please contact us if you have any questions.
203-454-5233 · 800-899-LADD