|
The Ladd Financial Team |
 |
Tim Sickinger, Principal, is an
award-winning mortgage professional with 22 years
experience. To date, he has originated over a
billion dollars in mortgage loans and consistently
ranks as one of Fairfield County's top mortgage
originators. Tim is an avid boater and lives with
his wife and three children in Darien. He and his
team are always happy to assist you. 203-222-4510
tsickinger@laddfinancial.com |
|
|
|
 |
Lou-Ann Smith, Principal, has more than
15 years of lending experience and has a degree from
the National Mortgage Institute. She has
consistently originated over $50,000,000 in loans
each year. A golfer, she lives in Ridgefield with
her husband and three low-key dogs.
203-222-4511
ldsmith@laddfinancial.com |
|
|
|
 |
Jeff Soss, President and Chief Executive
Officer is an experienced mortgage
professional who comes to Ladd Financial with a
strong commitment to extraordinary customer service
gained during his over 20 years of Mortgage and
Banking expertise. He is a graduate of Sacred Heart
University in Fairfield with B.S. in Accounting and
a MBA in Finance and Business. Jeff is a
recreational boater and lives with his wife and
three children in Oxford. Jeff is experienced in
developing and expanding mortgage operations and is
looking forward to better serving our customers by
expanding Ladd Financial’s presence throughout all
of New England and select other states.
203-222-4516
jsoss@laddfinancial.com |
|
|
|
 |
Wendy Bernard, Director of Compliance and
Human Resources, has worked in the mortgage
industry in several capacities since 1993. Wendy
holds a Juris Doctorate degree and is licensed to
practice law in the states of New York and New
Jersey, Connecticut pending. She is a Captain in the
United States Army Reserve Judge Advocate General
Corps (JAG) and has served on active duty in Iraq.
Wendy is married with two children.
203-222-4517
wbernard@laddfinancial.com |
|
|
|
 |
Ann Jamison, Senior Loan Officer, is a
lifelong Fairfield County resident. She has over 18
years of marketing experience and uses this to meet
the needs of her clients. Ann is known for thinking
outside the box to help her customers get the best
program and rate for their short and long term
needs. Ann also prides herself in strong follow up
with her clients. In addition to her full time job
as a mortgage originator she is active with many
charities such as Boys and Girls Village. She is
Room Mother for her son; loves to cook, garden and
family time on the boat. She, her husband Tom and
son live in Fairfield with their dog, Mackenzie. Ann
looks forward to helping you.
203-222-4515
ajamison@laddfinancial.com |
|
|
|
 |
Chris Ladd, Senior Loan Officer is a retired US Marine LtCol. who joined
Ladd in 1999 and brings a wealth of management
experience to the firm. Chris is an avid runner and
lives with his wife in Weston. He is the brother of
founder, Jim Ladd.
203-222-4504
cladd@laddfinancial.com
|
|
|
|
 |
Chris Winters, Senior Loan Officer has
been with the company since its inception. Chris
works closely with customers and lenders during the
closing process. He is a life-long resident of New
Canaan and an enthusiastic animal lover.
203-222-4508
cwinters@laddfinancial.com |
|
|
|
 |
Angel Torres, Loan Officer brings to Ladd
Financial 5 years of mortgage experience and 13
years total financial experience. Before entering
the financial industry Angel was a Canadian Football
Player and participated in NFL camps with the Bears
& Ravens. He now enjoys volunteering as a Assistant
Head Coach for a minor league football team in the
Hudson Valley, NY area. My goal is to work hands on
with my clients and to provide the best possible
service.
atorres@laddfinancial.com |
|
|
|
 |
Denise Panza, Senior Loan Consultant,
brings 14 years of mortgage banking experience with
her to the Ladd Financial team. Denise's hard work,
dedication and exemplary performance have
established her a large client base in New York,
Connecticut, and Massachusetts. Denise's passion and
dedication are what make her such a success in her
field. She looks forward to being a continued
partner in your mortgage needs and future endeavors.
Please refer all future requests and referrals to
Denise at: 866-943-4739 toll free l
203-942-6845
dpanza@laddfinancial.com |
|
|
|
 |
Frank Giner, Mortgage Consultant, brings
5 years experience as a Loan Officer and
Underwriter. Frank’s goal is to always provide the
best in customer service. During the warmer months
you can find Frank competing in Bass Tournaments
throughout the Northeast. Call him with all your
Mortgage & Fishing questions !!! He is also fluent
in Spanish.
203-454-4512
fginer@laddfinancial.com |
|
|
|
 |
Hector Perez, Senior Loan Officer
203-798-7111 |
203-841-7085 cell | 203-798-7131 fax
hperez@laddfinancial.com
|
|
|
|
 |
James Forte, Senior Loan Consultant James
has been originating mortgage loans for the past 9
years and has established a customer following in
Connecticut and New York. James looks forward to
continuing to exceed your highest expectations. His
ultimate goal has always been customer satisfaction.
In the past 9 years he has been a loan originator,
managed a mortgage sales team and run a mortgage
branch. James lives in the Danbury area with his
wife and two children. Though not yet ready for the
tour, James does enjoy the occasional round of golf.
866-943-4739 toll free l 203-942-6860 cell
jforte@laddfinancial.com |
|
|
|
 |
John Connelly, Senior Loan Officer
203-798-7111 |
203-856-6181 cell | 203-798-7131 fax
jconnelly@laddfinancial.com |
|
|
|
 |
Jon Magnotta, Loan Officer has several
years of both lending and real estate experience and
is a graduate of Pace University. Jon is a Fairfield
County resident and really enjoys boating, shore
living, scuba diving on vacation and Lucy – his
favorite canine friend.
203-222-4509
jmagnotta@laddfinancial.com |
|
|
|
 |
Leslie Fox, Senior Loan Officer,
has been in the mortgage business for 20 years. She
has worked in various positions in the mortgage
industry and has been a loan officer for the past 13
years. Leslie is Vice President of the Monroe
Women's Club. In her free time she enjoys boating,
reading and exercising. She lives in Monroe with her
husband Kevin and two daughters -- Kellie and Sara.
203 -222-4530
lfox@laddfinancial.com |
|
|
|
 |
Mike DeRosa, Senior Loan Officer is a
graduate of Boston College with a degree in Finance.
He has several years experience in residential and
commercial loans. He is passionately dedicated to
customer service and satisfaction. Mike believes
that educating his clients and communicating market
conditions is essential in helping meet their
financial goals. He has been an avid golfer for over
20 years.
203-798-7111 | 203-798-7131
fax
mderosa@laddfinancialcom |
|
|
|
 |
Mike Filgate, Senior Loan Officer
203-798-7111 |
917-881-0518 cell | 203-798-7131 fax
mfilgate@laddfinancial.com
|
|
|
|
 |
Michael Lubell, Senior Loan Officer
Following a 17 year corporate marketing and
advertising career, Michael was drawn into the
mortgage industry in 2002, where he has reveled
in the challenge and excitement of the business
for leading national lenders. He has also
established his own networking group,
Independent Business Professionals, which has
grown to 14 members over the past two years.
Michael is an Ambassador at the Westport/Weston
Chamber of Commerce, and keeps in touch with
friends, family and clients alike with his
completely original Quarterly Connection
newsletter. When not at home or working with clients, you
can usually find Michael on the golf course.
203-222-4528
mlubell@laddfinancial.com |
|
|
|
 |
Pat Nivakoff, Senior Loan Officer
203-454-4531
pnivakoff@laddfinancial.com |
|
|
|
 |
Rich Donofrio, Loan Officer, believes
there is “no place like your home!” A mortgage
professional since 2001, he is someone you can count
on to help you make your best mortgage decisions. He
prides himself on providing smart solutions to his
customers mortgage needs. He has built his
successful career on providing precision mortgage
service that has led him to many lifelong mortgage
customers. He currently lives in NY with his wife
Theresa and newborn son.
203-743-4739
rdonofrio@laddfinancial.com |
|
|
|
 |
Sean Bowler, CMPS, Senior Loan Officer’s
practice centers on his belief that the debt
management piece of your financial plan should
operate in concert with your risk and asset
management goals ~ creating optimal opportunity for
wealth creation and preservation. Sean’s experience
as a career agent in insurances and related
financial planning services aid him in this
strategic approach to your lending needs. Living in
Monroe with his wife and 4 sons, Sean coaches, plays
and referees hockey and is an avid outdoorsman.
Interests include saltwater fly-fishing, kayaking,
skiing and mountain biking. Sean is a past and
present director of several local youth sports
organizations, and is also a member of the Town of
Monroe Ethics Commission. 203-520-8099
sbowler@laddfinancial.com |
|
|
|
 |
Skip Wasserman, Senior Loan
Officer, has helped home buyers make mortgage
choices that suit their individual circumstances,
and home owners take advantage of refinancing
options, for over 12 years. His satisfied clients
run the gamut – from Fortune 100 company execs to
young families buying first homes. Skip has lived in
Westport for 27 years, where he and his wife Janis
raised their sons, Judd and Alex. An avid Staples
high school fan, most Saturdays he can be seen in
the stands cheering for the Wreckers.
203-222-4532
swasserman@laddfinancial.com |
|
|
|
 |
Steve Crouse, Senior Loan Officer, lives in New
Canaan and joins Ladd after having successfully
owned a mortgage business there since 2000. He
concentrates on his CT and NY base and has developed
a reputation for being accessible and prompt in
dealing with his clients.
203-972-3578
scrouse@laddfinancial.com |
|
|
|
 |
Vivian Dye, Loan Officer and Reverse Mortgage Consultant Started
working with Ladd Financial after retiring from IBM.
She brings many years of experience to her
assignments focusing on various customer relations
and marketing efforts. Vivian has been in Westport
for the past 22 years and has been seen at Longshore
playing golf or tennis.
203-222-4513
vdye@laddfinancial.com |
|
|
|
 |
Wynn Watkins, Loan Officer, has been
originating mortgages for several years and
specializes in investment properties,
construction/rehab and small balance commercial
financing. Though active in residential loans in New
York and Connecticut, his expertise in multi-family
dwellings and investment properties make him a
strong asset for the new to highly experienced
investor. He has owned and operated many
multi-family properties and has personal
relationships with many private and commercial
lenders in the area. Wynn currently resides in
Weston, Ct with his wife Leticia and two boys.
203-222-4507
wwatkins@laddfinancial.com |
|
|
|
 |
Jackie McCready, Customer Service Specialist
Assists all members of the Ladd team with many
aspects of the mortgage processing business. A
people person who worked at the Barnum Museum before
Ladd Financial was lucky enough to get her, she
brings the professional atmosphere from Barnum to
Ladd with a sense of humor and an upbeat
personality.
203-222-4500
jmccready@laddfinancial.com |
|
|
|
 |
Gina Bennett, Loan Processor and Closer,
comes to Ladd with 18 years of Loan Processing
experience. Her vast experience allows her to clear
your loan quickly and efficiently. When not in the
office Gina enjoys spending time with her family,
her son Michael, daughter Jenna and let’s not leave
out her husband Michael.
203-222-4526
gbennett@laddfinancial.com
|
|
|
|
 |
Micaela Nunes, Sales Assistant to Tim
Sickinger, has 8-years of Mortgage Banking
experience. She works very closely with her
customers to fulfill their financial needs. Micaela
was born in France and speaks fluent Portuguese. In
her spare time, Micaela enjoys spending time with
family, friends, and her loved beagles.
203-222-4524
mnunes@laddfinancial.com
|
|
|
|
 |
Nicole M. Liammari, Loan Coordinator,
comes to Ladd with a background in Real Estate law
and Marketing. Her past and present goal is to
provide all of her client’s with the best service.
Nicole looks forward to making people’s dreams of
owning a home come true. She lives in NY with her
puppy and enjoys working-out, hiking and cooking.
845-518-0929 cell
nliammari@laddfinancial.com
|
|
|
|
 |
Patti Capilli, Area Business Development
Manager
Patti’s experience as both a loan originator
and an underwriter provides her with a unique
perspective of the loan process. Having grown up in
Ridgefield, Patti enjoys helping
families achieve their dream of owning a home in a
town which rivals any Rockwell painting. She is an
active volunteer at
Saint Mary
School where her children attend, as well as a Girl
Scout Leader.203-222-4521
pcapilli@laddfinancial.com |
| |
|
