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Lou-Ann Smith, Principal, has more than
15 years of lending experience and has a degree from
the National Mortgage Institute. She has
consistently originated over $50,000,000 in loans
each year. A golfer, she lives in Ridgefield with her dog Ginger.
203-894-7211
ldsmith@hamiltonladd.com |
www.lasmithloans.com
NMLS #9466 |
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Matthew Atkinson, Mortgage Consultant, Matt is a retired Master Sergeant with 24 years of honorable service in the United States Army. He understands duty, honor, integrity and respect and applies those values to ethical loan originating practices. His professionalism and customer focus assures Matt’s clients that that their financing goals are his priority. Matt is a native New Yorker and resides in Southbury, Connecticut with his wife and two children. He is also a Patriot Guard Rider and enjoys all outdoor activities including mountain biking, fishing and distance running.
203 894-7227 matkinson@hamiltonladd.com |
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Wendy Bernard, Director of Compliance and
Human Resources, Wendy Bernard’s experience includes Director of Regulatory Compliance, Vice President of Quality Control and General Counsel for Mortgage Banking/Broker institutions since 1993. She is an attorney admitted to the states of Connecticut, New Jersey and New York and is also an Adjunct Professor of Business Law. She is a Captain in the United States Army Reserve Judge Advocate General Corps (JAG), having served on active duty in Iraq. Wendy is married with two children.
203-894-7217 wbernard@hamiltonladd.com |
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Carole Brady. As a mortgage professional since 1983 I bring almost three decades of experience, knowledge, confidence and trustworthiness into each and every mortgage transaction I am priviledged to originate. I am proud to be a lifelong resident of Danbury, CT, in Fairfield County. I have experienced decades of changes and increasing diversity in our real estate markets and homeowners/buyers throughout the state, as well as our neighbors in NY. I hold licenses in both states. With this ever-changing industry, I keep up to the minute with each new opportunity available to you. With a constant eye on the financial markets, economic factors affecting interest rates and mortgage program updates, I am qualified to provide everyone, with mortgage options that will suit your needs, and important information necessary in your decision making process. From the first time homebuyer, to the most seasoned homeowner, concise, current information is a must. Convenience is a priority, always, adjusting my schedule to yours. I am looking forward to this new decade and working with YOU, on your next mortgage finance decision.
203 894-7202 cbrady@hamiltonladd.com or carolebrady2007@yahoo.com
NMLS # 119389 |
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Lori Brunelle, Operations Manager
203 894-7230 lori@hamiltonladd.com
NMLS# 64443 |
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Lauretta Cianflone, Senior Processor. Lauretta has been in the banking industry since 1982 and in the mortgage industry since 1992. Lauretta is hard working and very dedicated to her position as Senior Loan Processor/Closer. She is on the Board of Elected Officials with the Danbury Athletic Youth Organization (DAYO) as their Secretary and Information Director and has held this position for over 11 years and counting. She was raised in Danbury, CT where she resides with her son Thomas Cianflone. She loves to travel especially to the Caribbean.
203 894-7218 LCianflone@hamiltonladd.com |
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Carolina Callaghan, Senior Loan Consultant. Carolina has been a mortgage consultant for the last 12 years and she is dedicated to providing exceptional service to all her clients. She is most gratified by the loyalty of her clients resulting in continuous referrals of their friends and colleagues. She comes with an extensive mortgage underwriting knowledge and is fluent in Spanish. She resides in Pawling, New York with husband Patrick and three daughters, Bridget Megan and Hannah.
203 894-7203 ccallaghan@hamiltonladd.com or carolinamortgage@live.com
NMLS #97328 |
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Adam Falis, Client Manager/Mortgage Consultant
203 894-7201 afalis@hamiltonladd.com or adam@terryhastings.com
NMLS #216485 |
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Mike Filgate, Senior Loan Officer
203-894-7228 | 917-881-0518 cell | 203-798-7131 fax
mfilgate@hamiltonladd.com
NMLS #62831
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James Forte, Senior Loan Consultant James
has been originating mortgage loans for the past 11
years and has established a customer following in
Connecticut and New York. James looks forward to
continuing to exceed your highest expectations. His
ultimate goal has always been customer satisfaction.
In the past 9 years he has been a loan originator,
managed a mortgage sales team and run a mortgage
branch. James lives in the Danbury area with his
wife and two children. Though not yet ready for the
tour, James does enjoy the occasional round of golf.
866-943-4739 toll free l 203-942-6860 cell
jforte@hamiltonladd.com | www.jamesforteloans.com
NMLS# 16443 |
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Terry Hastings, Senior Mortgage Consultant, has been in the real estate and mortgage industry since 1985. He has experience in real estate sales, management and was a vice-president for one of the nation's largest real estate companies prior to joining his family's mortgage company. Terry has sold, managed, or financed over one billion dollars in sales volume, and stays current by teaching continuing education to Realtors - he was awarded the affiliate of the year in 2009 for the Mid-Fairfield County Association of Realtors. He has three girls, lives in Ridgefield and is a suffering Mets fan.
203 894-7215 or 203 438-9445 Terry@terryhastings.com
NMLS#22313 |
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Tim Hastings, Sales Manager
203 894-7220 tim@timothyhastings.com
NMLS #22307
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Christine Highsmith Christine was born and raised in Fairfield county CT, being in the service industry for her entire career. She focuses on exceptional customer service acompanied by product knowledge and a reputaion for going above and beyond for her clients. She looks forward to growing her referal base in the near future and beyond. Christine is married and a dedicated mother of 2 children, Gavin (6) and Madison(10).
203-743-4739 chighsmith@hamiltonladd.com
NMLS #175357 |
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Chris Ladd, Senior Loan Officer is a retired US Marine LtCol. who joined
Ladd in 1999 and brings a wealth of management
experience to the firm. Chris is an avid runner and
lives with his wife in Weston. He is the brother of
founder, Jim Ladd.
203-894-7204 cladd@hamiltonladd.com
NMLS #16797 |
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Don Luth, Senior Loan Officer, Don is a true veteran of the mortgage industry with more than 30 years of experience. His unique blend of financial expertise and consistent desire to satisfy his client's specific financing needs add up to a premium customer service experience. His product knowledge and dedication to quality service has earned him a vast referral base of clients throughout the tri state area that range from a first time home buyer to national sports and celebrity figures. Meeting the needs of clients who are self employed is his specialty. According to Don, nothing provides more self satisfaction than exceeding client's expectation on quality of service. Don and his family reside in Brookfield and he is an avid UConn Huskies fan |
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Todd McElwee, Senior Loan Consultant
203 894-7240 tmcelwee@hamiltonladd.com
NMLS #175390 |
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Denise Panza, Senior Loan Consultant,
brings over 15 years of mortgage banking experience with her to the Hamilton Ladd team. Denise's hard work, dedication and exemplary performance have established her a large client base in New York, Connecticut, and Massachusetts. Denise's passion and dedication are what make her such a success in her field. She looks forward to being a continued partner in your mortgage needs and future endeavors. Denise is licensed in CT, NY, NJ, RI, MA & FL. Please refer all future requests and referrals to Denise at:
866-943-4739 toll free l
203-942-6845
dpanza@hamiltonladd.com | www.denisepanza.com
NMLS# 16446 |
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Scott Saradin, Mortgage Consultant
203 894-7212 ssaradin@hamiltonladd.com
NMLS# 68506 |
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Dave Stambone, Senior Loan Consultant. Dave carries over nine years of mortgage lending experience and holds a BBA in Management from Western Connecticut State University.
His ambition, experience, and values-based character benefit the needs of his clientele. He is a Litchfield County resident, enjoys lake life and being active outdoors.
For more information on Dave please visit www.davestambone.com
203 894-7214 dstambone@hamiltonladd.com or dave@davestambone.com
NMLS # 120211 |
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Chris Winters, Senior Loan Officer Chris has been with the company since its inception and he has 18 years experience in the mortgage industry. He is a life-long resident of New Canaan. Chris works closely with his clients to ensure that they obtain the best product for their individual requirements. His customers appreciate his commitment to their success and return often for themselves or to refer friends & family.
203-894-7208 cwinters@hamiltonladd.com
NMLS #16455 |
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The Hamilton Ladd team of seasoned professionals aims to
deliver a seamless, hassle-free mortgage experience for you.
These are the people who attend to every last detail -
assessing your needs, finding the right loan and terms,
assisting with the applications process, following through
to the closing and beyond.
Career Opportunities Contact:
Lou-Ann Smith, Principal
203-438-9445
ldsmith@hamiltonladd.com |
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724 Danbury Rd
Ridgefield, CT 06877
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