HamiltonLadd

   
 




The Hamilton Ladd Team

Lou-Ann Smith Lou-Ann Smith, Principal, has more than 15 years of lending experience and has a degree from the National Mortgage Institute. She has consistently originated over $50,000,000 in loans each year. A golfer, she lives in Ridgefield with her dog Ginger.

203-894-7211 ldsmith@hamiltonladd.com | www.lasmithloans.com

NMLS #9466

   
Atkinson Matthew Atkinson, Mortgage Consultant, Matt is a retired Master Sergeant with 24 years of honorable service in the United States Army. He understands duty, honor, integrity and respect and applies those values to ethical loan originating practices. His professionalism and customer focus assures Matt’s clients that that their financing goals are his priority. Matt is a native New Yorker and resides in Southbury, Connecticut with his wife and two children. He is also a Patriot Guard Rider and enjoys all outdoor activities including mountain biking, fishing and distance running.

203 894-7227 matkinson@hamiltonladd.com
   
Wendy Bernard Wendy Bernard, Director of Compliance and Human Resources, Wendy Bernard’s experience includes Director of Regulatory Compliance, Vice President of Quality Control and General Counsel for Mortgage Banking/Broker institutions since 1993. She is an attorney admitted to the states of Connecticut, New Jersey and New York and is also an Adjunct Professor of Business Law. She is a Captain in the United States Army Reserve Judge Advocate General Corps (JAG), having served on active duty in Iraq. Wendy is married with two children.

203-894-7217 wbernard@hamiltonladd.com
   
Carol Brady

Carole Brady. As a mortgage professional since 1983 I bring almost three decades of experience, knowledge, confidence and trustworthiness into each and every mortgage transaction I am priviledged to originate. I am proud to be a lifelong resident of Danbury, CT, in Fairfield County. I have experienced decades of changes and increasing diversity in our real estate markets and homeowners/buyers throughout the state, as well as our neighbors in NY. I hold licenses in both states. With this ever-changing industry, I keep up to the minute with each new opportunity available to you. With a constant eye on the financial markets, economic factors affecting interest rates and mortgage program updates, I am qualified to provide everyone, with mortgage options that will suit your needs, and important information necessary in your decision making process. From the first time homebuyer, to the most seasoned homeowner, concise, current information is a must. Convenience is a priority, always, adjusting my schedule to yours. I am looking forward to this new decade and working with YOU, on your next mortgage finance decision.

203 894-7202 cbrady@hamiltonladd.com or carolebrady2007@yahoo.com

NMLS # 119389

   
Lori Brunelle

Lori Brunelle, Operations Manager

203 894-7230 lori@hamiltonladd.com

NMLS# 64443

   
Lauretta Cianfione

Lauretta Cianflone, Senior Processor. Lauretta has been in the banking industry since 1982 and in the mortgage industry since 1992. Lauretta is hard working and very dedicated to her position as Senior Loan Processor/Closer. She is on the Board of Elected Officials with the Danbury Athletic Youth Organization (DAYO) as their Secretary and Information Director and has held this position for over 11 years and counting. She was raised in Danbury, CT where she resides with her son Thomas Cianflone. She loves to travel especially to the Caribbean.

203 894-7218 LCianflone@hamiltonladd.com

   
Carolina Callaghan

Carolina Callaghan, Senior Loan Consultant. Carolina has been a mortgage consultant for the last 12 years and she is dedicated to providing exceptional service to all her clients. She is most gratified by the loyalty of her clients resulting in continuous referrals of their friends and colleagues. She comes with an extensive mortgage underwriting knowledge and is fluent in Spanish. She resides in Pawling, New York with husband Patrick and three daughters, Bridget Megan and Hannah.

203 894-7203 ccallaghan@hamiltonladd.com or carolinamortgage@live.com

NMLS #97328

   
Adam Falis

Adam Falis, Client Manager/Mortgage Consultant

203 894-7201 afalis@hamiltonladd.com or adam@terryhastings.com

NMLS #216485

   
Mike Filgate Mike Filgate, Senior Loan Officer

203-894-7228 |  917-881-0518 cell | 203-798-7131 fax
mfilgate@hamiltonladd.com

NMLS #62831
 

   
James Forte

James Forte, Senior Loan Consultant James has been originating mortgage loans for the past 11 years and has established a customer following in Connecticut and New York. James looks forward to continuing to exceed your highest expectations. His ultimate goal has always been customer satisfaction. In the past 9 years he has been a loan originator, managed a mortgage sales team and run a mortgage branch. James lives in the Danbury area with his wife and two children. Though not yet ready for the tour, James does enjoy the occasional round of golf.

866-943-4739 toll free l 203-942-6860 cell 
jforte@hamiltonladd.com | www.jamesforteloans.com

NMLS# 16443

   
Terry Hastings

Terry Hastings, Senior Mortgage Consultant, has been in the real estate and mortgage industry since 1985. He has experience in real estate sales, management and was a vice-president for one of the nation's largest real estate companies prior to joining his family's mortgage company. Terry has sold, managed, or financed over one billion dollars in sales volume, and stays current by teaching continuing education to Realtors - he was awarded the affiliate of the year in 2009 for the Mid-Fairfield County Association of Realtors. He has three girls, lives in Ridgefield and is a suffering Mets fan.

203 894-7215 or 203 438-9445 Terry@terryhastings.com

NMLS#22313

   
Tim Hastings

Tim Hastings, Sales Manager

203 894-7220 tim@timothyhastings.com

NMLS #22307

   
Christine Highsmith

Christine Highsmith Christine was born and raised in Fairfield county CT, being in the service industry for her entire career. She focuses on exceptional customer service acompanied by product knowledge and a reputaion for going above and beyond for her clients. She looks forward to growing her referal base in the near future and beyond. Christine is married and a dedicated mother of 2 children, Gavin (6) and Madison(10).

203-743-4739 chighsmith@hamiltonladd.com

NMLS #175357

   
Chris Ladd Chris Ladd, Senior Loan Officer is a retired US Marine LtCol. who joined Ladd in 1999 and brings a wealth of management experience to the firm. Chris is an avid runner and lives with his wife in Weston. He is the brother of founder, Jim Ladd.

203-894-7204  cladd@hamiltonladd.com

NMLS #16797

   
Don Luth Don Luth, Senior Loan Officer, Don is a true veteran of the mortgage industry with more than 30 years of experience. His unique blend of financial expertise and consistent desire to satisfy his client's specific financing needs add up to a premium customer service experience. His product knowledge and dedication to quality service has earned him a vast referral base of clients throughout the tri state area that range from a first time home buyer to national sports and celebrity figures. Meeting the needs of clients who are self employed is his specialty. According to Don, nothing provides more self satisfaction than exceeding client's expectation on quality of service. Don and his family reside in Brookfield and he is an avid UConn Huskies fan
   
Todd McElwee

Todd McElwee, Senior Loan Consultant


203 894-7240 tmcelwee@hamiltonladd.com

NMLS #175390

   
Denise Panza Denise Panza, Senior Loan Consultant, brings over 15 years of mortgage banking experience with her to the Hamilton Ladd team. Denise's hard work, dedication and exemplary performance have established her a large client base in New York, Connecticut, and Massachusetts. Denise's passion and dedication are what make her such a success in her field. She looks forward to being a continued partner in your mortgage needs and future endeavors. Denise is licensed in CT, NY, NJ, RI, MA & FL. Please refer all future requests and referrals to Denise at:

866-943-4739 toll free l 203-942-6845 
dpanza@hamiltonladd.com | www.denisepanza.com

NMLS# 16446

   
Scott Saradin

Scott Saradin, Mortgage Consultant

203 894-7212 ssaradin@hamiltonladd.com

NMLS# 68506

   
Dave Stambone

Dave Stambone, Senior Loan Consultant. Dave carries over nine years of mortgage lending experience and holds a BBA in Management from Western Connecticut State University.
His ambition, experience, and values-based character benefit the needs of his clientele. He is a Litchfield County resident, enjoys lake life and being active outdoors.

For more information on Dave please visit www.davestambone.com

203 894-7214 dstambone@hamiltonladd.com or dave@davestambone.com

NMLS # 120211

   
Chris Winters Chris Winters, Senior Loan Officer Chris has been with the company since its inception and he has 18 years experience in the mortgage industry. He is a life-long resident of New Canaan. Chris works closely with his clients to ensure that they obtain the best product for their individual requirements. His customers appreciate his commitment to their success and return often for themselves or to refer friends & family.

203-894-7208 cwinters@hamiltonladd.com

NMLS #16455

   
 
 

The Hamilton Ladd team of seasoned professionals aims to deliver a seamless, hassle-free mortgage experience for you. These are the people who attend to every last detail - assessing your needs, finding the right loan and terms, assisting with the applications process, following through to the closing and beyond.

Career Opportunities Contact:

Lou-Ann Smith, Principal
203-438-9445
ldsmith@hamiltonladd.com

 
   

724 Danbury Rd
Ridgefield, CT 06877

Directions

 

If your financing needs take you outside Fairfield County, we're still there for you. Our mortgage brokers have nationwide reach.

Hamilton Ladd ·724 Danbury Rd  ·  Ridgefield, CT 06877  ·  203-438-9445 · 800-899-5233  ·  team@hamiltonladd.com

Ladd Financial Mortgage of Westport CT