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Privacy Disclosure Statement
Ladd Financial respects our customers right to privacy.
In the course of our business, you may provide us with
confidential information concerning your financial affairs
and we understand and appreciate the importance of
maintaining the confidentiality of that information. We
strive to meet the highest standards in the conduct of our
business and therefore observe both the letter and the
spirit of the law surrounding customer privacy issues.
Maintaining the confidentiality of the information you
entrust with us is a responsibility we take very seriously.
We collect, maintain, use and share information about you
only where we reasonably believe that it will help
administer our business or provide products, services and
other opportunities to you.
The following privacy policy and disclosure outlines what
nonpublic personal information we collect, how we protect
nonpublic information, and how we share nonpublic personal
information. I. Collection of Information
We collect nonpublic personal information about you from the
following sources:
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Information we receive from
you on applications or other forms.
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Information about your
transactions with others, such as account balances,
payment history and parties to transactions.
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Information we receive from
consumer credit reporting agencies.
II. Sharing of Information
We do not disclose nonpublic personal information about you
without your written permission except as permitted by law
in conjunction with the brokering of mortgages. Ladd
Financial never sells or distributes mailing lists or
information about our customers. III.
Policies and Procedures to Protect Information
We restrict access to nonpublic personal information about
you to those employees or servicers who need to know the
information to provide products or services to you.
Additionally, we maintain physical, electronic, and
procedural safeguards that comply with federal regulations
to guard your nonpublic personal information.
Your trust and confidence is important to us!
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