Remodeling Your Home

Spring is in the air.....so we are told. This is already a busy real estate spring market....but what happens when you love the house you’re in, love your children's school, love your road....you just need more room and maybe a few upgrades here and there........

That's when you rehab your existing house by way of a construction rehab loan or perhaps you have enough equity that you can take a home equity line of credit...either way here's how it's done...

First call a reputable builder. Make sure they are licensed and insured and familiar with the building codes in your area. Get an estimate of the work you are looking to do and a well-written contract once you are in agreement. You may want to hire an architect if it requires expanding your square footage. This cost can be rolled into the construction cost. It is also wise to set aside 10-20 percent of your budget to allow for items added to the scope of work as you proceed. You may also want to think about staging the work being done to minimize the initial financial impact.

Make sure you are following town requirements and you have the necessary permits.

Then call Ladd Financial. We are experts in helping people finance their homes.

Many times you can get all of the cost of construction financed. There are fixed and variable rate options available to you.

Call us today and let's get started...

Please contact us if you have any questions.
203-454-5233 · 800-889-LADD